Cara Welling

Welcome to the Cara Welling State Farm agency!

I look forward to continuing to connect with the community and protecting what is most important to you. In today's day and age, I think it is invaluable to have a real connection and person in your corner to educate and help you make the decisions that are right for you and your unique needs. My team and I are committed to providing impeccable customer service and we look forward to helping you in any way we can!

I love meeting with my customers is any format, virtually💻, in person😊 or on the phone☎. Please don’t hesitate to reach out to me or my team!

We proudly provide services to all of Monroe and Ontario County, including Gates, Greece, Spencerport, Rochester, Hamlin, Hilton, Irondequoit, Henrietta, Chili, Churchville, and more. Even better, the entire team is local to the Rochester area and loves supporting the community. We are also licensed to assist our Pennsylvania, New Jersey, and Vermont neighbors!

We are happy to provide protection for auto insurance, snowmobile insurance, homeowners insurance, renters insurance, condo insurance, life insurance, small business insurance, and more. We understand that insurance isn't one-size-fits-all—it's about protecting the lifestyle you’ve worked hard to build. That’s why we offer coverage for everything from your everyday companions to your biggest adventures. Whether it’s pet insurance for your furry family member, motorcycle insurance for the open road, or RV insurance for those weekend getaways, we’re here to help you stay protected no matter where life takes you. We also offer coverage like electric vehicle insurance for modern drivers and boat insurance for time spent on the water.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, a new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, pet insurance, homeowners’ insurance, renters’ insurance, snowmobile insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and more. Click, call, or visit us at our Rochester, NY office today.